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May 16, 2024
kobrienins

How the Cost of Auto Body Repair is Impacting Auto Insurance Rates

The cost of auto body work is influenced by several factors, which contribute to the overall expense and, consequently, to rising auto insurance rates. Here are the key reasons why body work is so expensive and how it impacts insurance rates: Factors Increasing the Cost of Body Work Advanced Vehicle Technology: Materials and Construction: Modern […]
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March 15, 2024
kobrienins

Social Inflation and the Impact on Insurance Premiums

Social inflation is a term used in the insurance industry to describe the phenomenon where the costs of insurance claims rise due to societal factors rather than purely economic or legal ones. This inflationary pressure on insurance claims stems from various social and cultural trends, attitudes, and behaviors. Here are some factors contributing to social […]
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February 15, 2024
kobrienins

Factors Impacting Your Personal Auto Insurance Premium

There are several factors can affect personal auto insurance rates in California. While the specifics of how each insurer calculates rates may vary, here are some common factors that typically influence the cost of auto insurance: Driving Record: One of the most significant factors is your driving history. Insurers look at your record for accidents, […]
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November 15, 2023
kobrienins

As Winter Approaches It’s Time to Get Your Home Ready

Preparing your home for winter is essential to ensure comfort, energy efficiency, and protection against the cold weather. Here are some tips to help you get your home ready for the winter months: Inspect and Service Heating System: Have your heating system professionally inspected and serviced before the winter season. Change the furnace filter and […]
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October 17, 2023
kobrienins

Navigating the Storm: Challenges in Commercial Property Casualty Insurance in California

California is a land of opportunities and challenges for commercial property owners and insurers alike. With its diverse geography, from bustling cities to earthquake-prone areas and wildfire-vulnerable regions, the Golden State poses unique challenges for property casualty insurance providers. In this blog post, we’ll delve into the intricacies of commercial property casualty insurance in California […]
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May 4, 2023
Agency

Welcome to Our New Website

Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate […]
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August 31, 2021
Agency

Non-Profit Insurance for Social Service Professionals

As a social service professional, your goal is to help people. There is no doubt that operating a business in this sector can be a challenge. And it does not always leave people with the best outcome. If you are a business owner in this field, it is very important for you to have ample […]
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July 27, 2021
Agency

5 Insurance Mistakes Small Business Owners Should Avoid

You’ve already spent lots of time and energy on growing your business. So, it makes sense that you want to protect your hard work with a great business insurance policy. But before you start spending money on a new insurance policy, you need to do lots of research. It can save you from making any […]
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June 30, 2021
Agency

5 Tips for Purchasing RV Insurance Affordably

An investment in RV insurance can help anyone to enjoy the open road easier. Like most insurance products, this policy works to help individuals reduce the financial risks they face when using or storing their vehicle. What makes an RV different from a typical car or truck is its increased value. In short, these vehicles […]
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May 26, 2021
Agency

How Much Personal Belongings Coverage Does a Typical Home Insurance Policy Offer??

How Much Personal Belongings Coverage Does a Typical Home Insurance Policy Offer?   Take a minute to look around your home. In your mind, consider how much each individual piece of furniture cost you when you bought it. Consider other items such as electronics, art and day-to-day items such as dishes and bowls. Each item […]
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