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Social inflation is a term used in the insurance industry to describe the phenomenon where the costs of insurance claims rise due to societal factors rather than purely economic or legal ones. This inflationary pressure on insurance claims stems from various social and cultural trends, attitudes, and behaviors. Here are some factors contributing to social […]

There are several factors can affect personal auto insurance rates in California. While the specifics of how each insurer calculates rates may vary, here are some common factors that typically influence the cost of auto insurance: Driving Record: One of the most significant factors is your driving history. Insurers look at your record for accidents, […]

Preparing your home for winter is essential to ensure comfort, energy efficiency, and protection against the cold weather. Here are some tips to help you get your home ready for the winter months: Inspect and Service Heating System: Have your heating system professionally inspected and serviced before the winter season. Change the furnace filter and […]

California is a land of opportunities and challenges for commercial property owners and insurers alike. With its diverse geography, from bustling cities to earthquake-prone areas and wildfire-vulnerable regions, the Golden State poses unique challenges for property casualty insurance providers. In this blog post, we’ll delve into the intricacies of commercial property casualty insurance in California […]